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Posts Tagged ‘Foreclosure’

Show me the note

Show me the note

Judge To Lenders: Show Me The Note February 18th, 2009   By Peter G. Miller Filed Under: Featured With mortgage practices under fire on Capitol Hill and across the country, a federal court decision in Cleveland is now proving more important each day: Homeowners can’t be foreclosed unless mortgage

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Is it better to buy a home before it gets foreclosed on or after?

In our four years of investing, we have been approached with many different ways to acquire properties.  One of the riskiest ways to buy properties is through a foreclosure auction.  The BBB just wrote an article about how foreclosed homes are affecting the Saint Louis market.  While

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Short Sales will be a driving force in years to come.

Short Sales will be a driving force in years to come.

Before the downturn of the housing market, many people did not know or hear of short sales.  Over the last two plus years short sales have been growing in popularity to get many homeowners out of bad situations.  With this growth the lenders have had to change

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How do I sell my house in Saint Louis if my house’s value has declined?

Article presented by STL Real Estate’s Short Sale and Foreclosure Experts Saint Louis has been affected by the market decline just like any other region.  North County has been arguably the hardest hit county in Saint Louis.  Homeowners in Florissant, Hazelwood, Jennings, Spanish Lake, St. Ann, St.

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I’m facing foreclosure and need a short sale in Saint Louis. Who do I turn to?

I’m facing foreclosure and need a short sale in Saint Louis.  Who do I turn to?

One of our clients named Sarah was in a situation where she had was facing a foreclosure in Saint Louis but couldn’t get anyone to buy it from her because her loan was higher than what the property was worth.  She was also tired of being a

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How do Short Sales affect Credit Scores

How does a short sale affect your credit score?    There is great debate between the benefits of a short sale as opposed to allowing your house to go through foreclosure.    Short sales cause your credit score to drop some.  The range depends on how the lender

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So, why does a person lose their home to foreclosure? What happens?

                 Each and every household’s finances are very similar to that of a business.  For a business to thrive and survive, it must have cash flow.  Positive cash flow occurs when you make more money than you are spending.  This positive cash flow allows a household to

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We are real estate agents that specialize in foreclosures

Contact real estate agents that specialize in foreclosures st louis If you are facing foreclosure it is hard to know which real estate agents and professionals you can trust, and which ones you should run away from.  As a general rule of thumb, when you are facing

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What are the tax implications of a short sale?

This used to be a very stressful part of a short sale until a bill was introduced called the Mortgage Forgiveness Debt Relief Act of 2007.  This bill was passed in January of 2008 when the foreclosure rates were starting to become more rampant.  More about the

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Short Sales, St. Louis Missouri

What exactly are short sales?  Why would a lender ever agree to a short sale? These are extremely important questions and the most frequently asked question in our business. A short sale is a sale of real estate in which the sale proceeds fall short of the

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St. Louis Avoid Foreclosure

Every day, people who are facing a foreclosure turn to us for answers and help. They do this because they recognize that we are a company that is truly out there to help others.  They refer other people going through the same situation as them because they

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What can I do to stop my foreclosure in St. Louis?

You find yourself in need of a foreclosure rescue in St. Louis. Perhaps you are already delinquent on your payments, or maybe you just lost you job and know that you will be delinquent soon, and therefore facing foreclosure soon. Your single worst enemy when you face

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St. Louis, Avoid a Foreclosure and Scams: What you need to watch out for

There are two common scams that people in St. Louis may encounter when they are trying to avoid a foreclosure.  Avoid a foreclosure The first scam is a company will offer to purchase your house and put cash in your pocket even if you don’t have any

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I’m facing a foreclosure, what can I expect?

Know that if you are facing a foreclosure, you are not alone! We speciliaze in helping and educating people just like you about foreclosures.

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Foreclosure Prevention in Saint Louis

Preventing a foreclosure can be a very difficult thing, but if you face it alone you are most likely not to succeed in avoiding a foreclosure. Lets assume you know that you need help to prevent your foreclosure (statistics overwhelmingly show people that get help are more

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